Adverse selection can be defined as strategic behavior by the more informed partner in a contract against the interest of the less informed partner(s). In the health insurance field, this manifests itself through healthy people choosing managed care and less healthy people choosing more generous plans. Drawing on theoretical literature on the problem of adverse selection in the health insurance market, the author synthesizes concepts developed piecemeal...
انظر المزيد
تفاصيل
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2001/3/31
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ورقة عمل خاصة ببحوث السياسات
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WPS2574
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1
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1
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2010/7/01
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How adverse selection affects the health insurance market
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provision of health care