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Relief from usury : impact of a community-based microcredit program in rural India (الإنجليزية)

The impact of micro-credit interventions on existing credit markets is theoretically ambiguous. Previous empirical work suggests the entry of a joint-liability lender may lead to a positive impact on the informal lending rate. This paper presents the first randomized controlled trial–based evidence on this question. Households in rural Bihar, India, were offered low-cost credit through a government-led self-help group program, the rollout of which...
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نسخة رسمية من الوثيقة (قد تضم توقيعات، الخ)


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